feat: add plugin loader infrastructure

Implement plugin loading and validation:
- loader.py: discover, import, validate plugins
- validate PLUGIN_MANIFEST, MODEL_REQUIREMENTS, create_engine
- validate api_version compatibility (major must match)
- validate capabilities (reject unknown)
- diagnostic messages for all error cases
- no partial registration after error

Test plugins:
- fake_plugin: minimal valid plugin for testing
- missing_manifest: no PLUGIN_MANIFEST
- invalid_api_version: major version mismatch
- invalid_capabilities: unknown capabilities
- missing_create_engine: no create_engine function
- import_error: raises ImportError during import
- missing_model_requirements: no MODEL_REQUIREMENTS

39 new tests covering all loader functionality.

tests/plugins/invalid_api_version/__init__.py

@@ -0,0 +1,29 @@
+"""Invalid plugin: incompatible api_version (major version mismatch)."""
+
+from __future__ import annotations
+
+from pathlib import Path
+from typing import Any
+
+from abogen.tts_plugin.manifest import PluginManifest
+from abogen.tts_plugin.types import EngineConfig
+
+# api_version "2.0" has major version 2, but host expects major version 1
+PLUGIN_MANIFEST = PluginManifest(
+    id="invalid_api_version",
+    name="Invalid API Version Plugin",
+    version="1.0.0",
+    api_version="2.0",  # Major version mismatch!
+    description="Plugin with incompatible api_version",
+    author="Test Author",
+)
+
+MODEL_REQUIREMENTS: list[Any] = []
+
+
+def create_engine(
+    context: Any,
+    model_path: Path | None,
+    config: EngineConfig,
+) -> Any:
+    raise NotImplementedError("This plugin is invalid")